Elite Capital

the race engineer for
credit unions since 2007


We pioneered the concept of employee benefits pre-funding in the credit union space more than a decade and a half ago.

Originating from the idea that credit unions lacked access to institutional investments, and that insurance policies written for banks were a poor solution for credit unions, we launched the Elite Yield Enhancement Pre-Funding Program® in 2007 and have grown to be one of the largest providers of non-insurance based §701.19C investment programs in the United States.

Explore more to see where we come from, where we're going, and what sets us apart from the competition.


Your race engineer

Think of yourself as a Formula One race driver and Elite Capital as your race engineer. A race engineer is a highly skilled crew member who plays the essential role of bringing about the best possible result for the driver. Like being on the racetrack, our role is to provide technical expertise, data analysis, decision-making skills, communication, and strategic planning to optimize your performance.

Something else unique about Elite Capital is that we are not a volume business. By design, we work with a select group of credit unions across the country and serve those clients at a consistently high level.

Our laser focus allows us to spend time on the things that matter most to our clients: Portfolio management. Communication. Reporting. Performance.


The Smart Money Invests In a Process, Not A Product

We don’t sell products at Elite Capital. We aren’t brokers and we don’t earn sales commissions. Working with Elite Capital is akin to having your own private consultant – your own race engineer. We are also a fiduciary, a registered investment advisor regulated by the Securities and Exchange Commission that is obligated to put the interests of our clients first.